Finanse

Homes worth more than £465bn are empty, according to the Empty Homes Network. Here's how people are making money by identifying and reporting them. more

Universal credit, council tax discounts and child benefit are among the most common financial support identified by the tool so far, the bank said.more

High domestic energy prices are likely to be "the new normal" with a slight rise predicted for January, according to consultancy Cornwall Insight. A home using a typical amount of gas and electricity will pay £1,736 annually from the new year, according to the forecaster.more

Emergency doctors have sounded the alarm over an approaching winter crisis that they say is already putting patients in overstretched A&E departments at risk.more

Labour has confirmed council tax rises will be kept at the 5% cap next year, which could mean a rise of £100 for the average family’s bills.more

In 2022, Poland spent 6.4% of GDP on healthcare, well below the EU average of 10.4% of GDP, according to Eurostat data published on Friday. On average, Poland spent €1,137 per capita, with only Romania and Bulgaria behind.more

Rachel Reeves’s tax raid risks turning high streets into “ghost towns” for much of the week, as pubs, restaurants and shops prepare to shut earlier and open on fewer days.more

The Bank of England governor has urged ministers to “rebuild relations” with the EU, warning that Brexit has undermined the UK’s economy. Speaking at the Mansion House dinner in the City of London on Thursday evening, Andrew Bailey said he took no position on Brexit “per se”, but added: “I do have to point out consequences.”more

Hundreds of schools in England are still at risk of collapse from crumbling concrete, according to previously unpublished figures. Official data, which the Information Commissioner’s Office (ICO) found had been wrongly withheld by the Conservative government, confirmed the presence of reinforced autoclaved aerated concrete (Raac) at 235 Department for Education (DfE) sites.more

The UK’s jobs market has shown further signs of cooling after a rise in unemployment in September while pay growth slowed, as business leaders warned the budget could hit hiring demand and lead to higher prices.more

Top pub and restaurant bosses have warned the chancellor that tax rises in last month's Budget will "unquestionably" cause closures and job losses. In a letter, more than 200 signatories have said the hospitality industry is disproportionately impacted by an "unsustainable" hike in the amount employers pay in National Insurance contributions (NICs).more

NatWest's mobile banking app has crashed, leaving customers locked out of their accounts during the weekend. More than 1,000 customers have reported problems on outage tracker Down Detector as they scramble to access their money. more

The average UK house price reached a record high last month, according to Halifax. The UK's largest mortgage lender said the average price hit £293,999 in October, surpassing a peak of £293,507 that was reached in June 2022.more

Shoppers could face higher prices as a growing number of big British firms warn about the cost of the National Insurance (NI) tax rises on employers announced in last week's Budget.more

Millions of households in England and Wales will struggle to pay their water bills when they go up, a consumer watchdog has warned. The water regulator, Ofwat, has provisionally said bills would rise by an average of £19 a year - or 21% - between 2025 and 2030.more

Around 20% of Poles have heard of cryptocurrencies, and 6% declare they own them, according to a study by Kantar commissioned by zondacrypto, one of the largest regulated crypto exchanges in Europe.more

This Talk Money Week (4 – 8 November), taxpayers are being urged to “Do One Thing” and get on the HMRC app to save time and simplify managing their money and tax.more

Chancellor Rachel Reeves tells the BBC it's likely her tax-raising Budget may affect pay for workers, as businesses will have to absorb the costs of paying more National Insurance or give out smaller pay rises. more

Regulated train fares in England are to increase by 4.6% next year, while the price of most railcards will rise by £5, the government has announced. The increases were not mentioned by the chancellor in her Budget speech to the House of Commons earlier on Wednesday, but it was instead noted in the Treasury's budget document. more

Santander is cutting more than 1,400 jobs across its UK business this year as part of its efforts to reduce costs. The Spanish bank’s chief executive officer, Hector Grisi, confirmed the cuts as its UK division delayed publication of its latest financial results to consider the impact of an influential court ruling linked to commission on car finance.more

Minimum wages will rise in April, with hourly rates for over-21s set to go up to £12.21 an hour, the chancellor has confirmed ahead of Wednesday's Budget. Rachel Reeves said the pay boost marked a "significant step" towards achieving Labour’s promise of a "genuine living wage" for workers.more

800 plus will be paid for every child as long as I am in charge of the work of this government. There will be no criteria, there will be no limits, Prime Minister Donald Tusk declared yesterday.more

The bus fare cap in England will be raised to £3 in the upcoming Budget, Prime Minister Sir Keir Starmer has announced. It is an increase on the current limit of £2 which was introduced under the previous Conservative government to help with the cost of living. The existing cap was due to expire at the end of December.more

The chances of a fresh cut in interest rates from the Bank of England next week have been boosted by a report that shows shop prices falling at their fastest pace in more than three years.more

The Budget will embrace the "harsh light of fiscal reality" but "better days are ahead", Sir Keir Starmer has said in a speech ahead of Wednesday's announcement. Speaking in Birmingham, the prime minister said his government would take "tough decisions", opting to raise taxes in order "to prevent austerity and rebuild public services".more