A record number of Debt Relief Orders (DROs) were taken out in April, as the £90 fee for the insolvency option was scrapped.
DROs are available to those on low incomes and clear existing debt on everything from council tax to energy bills and rent.
Some 3,436 DROs were taken out in April - the highest monthly number since they were introduced in 2009, figures from the Insolvency Service, externamore